Good Advice from an Attorney

1.  The next time you order cheques, have only your initials (instead of first name) and last name put on them.  If someone takes your chequebook, they will not know if you sign your cheques with just your initials or your first name, but your bank will know how you sign them!

2.  When writing cheques to pay on your credit card accounts, DO NOT put the complete account number of the “For” line..instead, just put the last four numbers.  The credit card company knows the rest of your number, and anyone who might be handling your cheque as it passes through all the cheque processing channels, won’t have access to it.

3. Put your work telephone # on your cheques, instead of your home telephone # (if, in fact you need to show a telephone # at all),  If you have a P.O. Box – use that instead of your home address.  NEVER have your SIN # printed on your cheques (DUH !).

4. Place the contents of your wallet on a photocopy machine.  Copy both sides of each card/license, etc.  You will know what you had in your wallet and all of the account numbers and phone #’s to call and cancel, if necessary.  Keep the photocopy in a safe place.

5. File a police report immediately, where your cards, etc., were stolen.  This proves to credit providers you were diligent, and this is the first step toward an investigation (if there ever is one).

6.  Call the two national credit reporting organizations immediately, to place a fraud or stolen alert on your name/account.  The alert means that any company that checks your credit knows your information was stolen, and they have to contact you by telephone to authorize new credit. 

Here are the numbers you always need to contact about your wallet, etc. having been stolen.

a) EQUIFAX CANADA  1-877-249-2705

b) TRANSUNION 1-877-525-3823

Always better safe than sorry!

check out my devotionals http://pepeprays.wordpress.com

and blog  http://pattersmatters.wordpress.com

Posted in Uncategorized | Leave a comment

More Blue & Yellow Can Tips

Haven’t posted anything new on here,  for a little while – so here goes:

(Note: I have not tested all these tips myself – just sharing them with you, as they have been shared with me).

a) spray on saw blades and other tools, to keep rust away

b) lubricates prosthetic limbs

c) keep pigeons off your balcony (they evidently really dislike the smell)

d) spray on an umbrella stem to make it open and close easily

and remember to: 

Laugh every day

Be thankful for every meal

Sing out loud – loudly – every day

Oh – and check out my latest devotionals at:

http://pepeprays.wordpress.com

also my other blog –

http://pattersmatters.wordpress.com

Ciao, for now…………………………………

Posted in Helpful Hints, Household Hints, prosthetic limbs, repel rust, spray to protect | Leave a comment

EASY Savoury Minced Beef

1 lb Minced Beef (preferably lean)

Small Packet Onion Soup mix

1/2 Cup Beef Broth

Break beef into crumbly pieces (it’s harder to seperate once cooked) – add onion soup mix and beef broth to a large (stovetop) pan. 

Heat on HIGH to just brown the beef then turn heat down to LOW. 

Simmer for approximately 45 minutes (until beef is tender) check often and add more beef broth if the mix looks dry. 

Turn off heat and use beef to make shepherd’s pie or add to pasta sauce for an easy meat sauce to add to pasta.

NOTE:  This is just a quick recipe idea – if you are on a special diet, such as low or no salt,  please take that and other dietary restrictions into consideration.

Posted in Easy recipe ideas, Easy Recipes, Helpful Hints, Household Hints | Leave a comment

More Vinegar Tips!

1.    Here’s a great tip to clean and deodorize a drain – whether outside or in.  I use it periodically in the drainage pipes of my kitchen and bathroom sinks.

Pour in 1 cup of Baking Soda, then 1 cup hot White Distilled Vinegar.  Let this ‘sit’ for five minutes then run hot water down the drain.

Simple but very effective.  Try it, it’s an easy remedy to clean and freshen, as well as clear pipes and drains without using corrosive cleaners.

2.     Garbage Disposal anyone?  Keep it deodorized using:

Pour in 1/2 cup Baking Soda and 1/2 cup Hot White Distilled Vinegar.  Let it ‘sit’ for five minutes then run hot water down the disposal.

3.     Clean the Shelves of your Refrigerator with:

Half and half solution of Water and White Distilled Vinegar.  Wipe clean and then dry! 

4.     Coffee Makers benefit from a cleaning using white distilled vinegar.

Fill the water reservoir with 1 cup or more of White Distilled Vinegar and run it through a whole cycle.  Rinse with a couple of cycles, using clean water afterwards to rid the machine of the vinegar smell.  ‘Check your manual before using this method’ please.

more another time…………………..

Patricia Day

http://pattersmatters.wordpress.com

http://pepeprays.wordpress.com

Posted in Freshen pipes, Helpful Hints, Household Hints, Sink drains, White Vinegar uses | Leave a comment

Squash Anyone?

I love squash – no not the energetic, aggressive game (per – leese) – you know, butternut, spaghetti, acorn – that kind of squash.  Preparing it for cooking can be almost, hazardous though!  Attempting to cut any one of them demands a strong arm and an equally strong, sharp knife. 

Thankfully, a friend of mine suggested a far easier way to deal with these delicious foods……..cook them whole and then cool – you’ll find them SO much easier to deal with, and nutrients will be intact.  I’ve often been very grateful for this tip.

I wrap mine in foil – not that squash are given to splitting while cooking, but it’s a precaution, in case.  I cook them to a point of ‘just denting’ when pressed with my finger, then bring them out of the oven to cool.  Once a comfortable (easy to handle without burning your hands) temperature has been reached, it is an easy job to cut them, remove the seeds and attached fibres and then you can serve them however you prefer.

I like to scoop out spaghetti squash and serve as a side dish – I love its’ crunchy texture; while acorn squash is delicious filled with a savoury mix of minced beef, rice, onion and flavourings of your choice, served as an entree.

Anyone have a ‘favourite’ squash recipe?  I’d love you to share it with me and I’ll post it here and give you the credit!  PLEASE only your own tried and true recipes – tell me where you got it from or who gave it to you and I’ll gladly publish it for others to enjoy too.

Patricia Day

more on my blogs:

http://pattersmatters.wordpress.com

http://pepeprays.wordpress.com

Posted in Easy recipe ideas, Easy Recipes, Squash, Squash | Leave a comment

Todays’ Vinegar Helps…..

There are so many ways that white vinegar can be used –  just a few more follow:

1. Spraying undiluted white vinegar outside doorways and windowsills, can discourage ants from coming into the house

2. Remove ‘water’ film from flower vases and bottles by soaking in white vinegar for a few hours.  Repeat if necessary

3. Renew sponges or dish cloths, by soaking in a mix of 1/4 cup white vinegar and enough water to cover them.  Soak overnight or a least a few hours OR just replace them with new ones if this is too much work for you! 

Thought for the day!

Say “I love you” to someone every day!

Patricia Day

see more at:

http://pattersmatters.wordpress.com

http://pepeprays.wordpress.com

Posted in Uncategorized | Leave a comment

Vinegar “Helps”

Shine chrome in your kitchen and/or bathroom – mix a paste with 2 tablespoons salt and 1 teaspoon distilled vinegar – it’ll remove lime buildup and leave behind a shine!

Clean your countertops by wiping them with white vinegar on a clean cloth – they’ll be cleaner and fresher!

Stop the itch of insect stings & bites – saturate a cotton ball with undiluted vinegar and dab on bite or sting!

Loosen Chewing Gum stuck to carpeting or upholstery by soaking with white vinegar!

Patricia Day

check – Nana’s Rambling at http://pattersmatters.wordpress.com

Posted in Helpful Hints, Household Hints | Leave a comment